No. Private investments through Wealt are fundamentally different from bank deposits.
What protections DO exist:
SPV structure: Your investment is held in a legally separate SPV. Your personal liability is limited to the amount you invested - creditors of the company cannot come after your personal assets.
Platform separation: If Wealt ceases to operate, the SPVs continue to exist as independent legal entities. A successor administrator would manage them until their exit.
Regulated process: All investments go through KYC/AML verification, legally reviewed subscription agreements, and regulated SPV structures.
The bottom line: Private investments offer the potential for higher returns than a savings account, but they carry real risk. Only invest capital you can afford to lose entirely, and never put money you might need in the short term into illiquid investments.